Tips To Avoiding Senior Financial Abuse By Home Care Workers
The time has come. You are in need of home care services. Chances are good that this need has been preceded by some sort of crisis; a hospitalization, death of a spouse or a sudden decline in health. Likely, there are so many things to think about and arrange. There may be a variety of service groups coming in and out of your home to assist you in this transition; home health care, home care, hospice, durable medical equipment, housekeeping services and an increase in friend and family visits. The last thing on your mind may be the location and security of your valuables and financial instruments. This is why it is essential to locate and secure these items PRIOR to the need for these services.
Most service companies do their best to assure that the personnel that they are sending into your home are honest by conducting background and reference checks. Here is the problem, background checks are great for weeding out the prior offenders, however, no background check can detect if someone has never been caught or predict if they are going to steal in the future. Simply put, there is no way to guarantee that you will not be a victim of theft or financial abuse.
There are things that you can do, BEFORE a crisis (right now) to prepare yourself:
1.Locate all valuable items, i.e., jewelry, checks, credit cards, etc. Inventory what you have and identify if you are currently missing something. This will prevent confusion after the fact if you go look for something and it isnt where you thought it was. Why? We once had a client who insisted that she had left some diamond earrings in her bathroom. She accused her caregiver of stealing them. Of course, we immediately removed the caregiver and reported the worker to Adult Protective Services. Two months later, we received a call from her daughter, apologizing that her mother had found her earrings in a different spot and hadnt recalled moving them there.
2.Once you do need someone caring for you at home, secure all financial instruments and jewelry in a lock box in your home. Put the key where only you would know where it is and give a copy of the key to a trusted individual or in a safety deposit box.
3.Never give your PIN to anyone in your employ.
4.Never allow anyone to go to the bank for you to take out cash, via check, etc.
5.Report all suspicions or missing items as soon as possible to any company coming in and out of your home. If you are working with a home care agency make sure they are responsive to your concerns and act quickly to resolve the issue.
6.Do not give cash or check bonuses directly to home care workers, make sure that the agency they work for is notified and has an opportunity to copy the bonus check and document the gift to avoid any future misunderstandings or opportunities for financial exploitation.
7. If a caregiver asks you for money directly for ANYTHING, immediately report it to their agency. As benign as this may seem, it is considered abuse of position and is covered under the law as follows:
Financial Exploitations Financial exploitation means a situation in which a caretaker or any other person who is in the care or custody of, or who stands in a position of trust to, a resident, takes, secretes, or appropriates their money or property, to any use or purposes not in the due and lawful execution of his or her trust. In the simplest terms, the person who is acting as a caretaker unlawfully takes money or property of the resident. This also includes a request for transfer of property by the resident that was not carried out.
Most caregivers are good people interested in your well-being. They are also hyper-aware that they are most likely to be blamed if something goes missing in your home. If you follow the above guidelines, it should protect both you AND the people working for you.
If you find that you are a victim of financial abuse or theft, PLEASE follow through with filing a complaint with Adult Protective Services and any charges against the person suspected of committing the crime. It is up to you or your family to see that charges are filed. This may be very uncomfortable and stressful but it is VITAL. Without convictions and a subsequent record to detect on a future background check, there is nothing to prevent that same person from moving on to another agency or to hire themselves out privately and continue their predatory ways.
Shaping Up Why Personal Trainers Get You There Faster
The New Year always brings with it a lot of resolutions that people ultimately end up not keeping. One of the biggest resolution failures every year is to lose weight or, in the alternative, to get in shape. People purchase memberships to gyms they never utilize, buy fitness DVDs, and even purchase really strange fitness products they’ve seen on television. Yet time and again, these same people find that their efforts usually come up empty.
There are a lot of reasons why people fail at either losing weight or getting into better shape. Some these reasons have to do with school, work, and family obligations. Who wants to go to the gym when you are already tired after eight hours plus commuting time into either your office or school? The same goes for raising children and having to keep up with the house cleaning.
In the end, there is not much time to actually put any sort of genuine effort into completing your New Year’s resolution. If your situation matches this pretty well, that’s when it’s a great time to consider a personal trainer.
Common excuses abound for not wanting to hire a personal trainer, and range from them being too costly to not being able to offer anything more than one could learn from home by themselves. And occasionally these naysayers would be right. That still does not negate the fact that your time is limited and you need to make the best of it. Based on your own busy life, a personal trainer can help you set yourself on an appropriate schedule. They can also determine the best workout for your body type and individual fitness objectives. It’s hard to know what is worth a little additional money if that is not.
People who are continually on the go but who have a genuine desire to lose weight or get in better shape, then, are the perfect kind of people for personal trainers to work with. People can surely benefit from hiring a personal trainer, because they have very limited time to actually schedule in daily workouts or look up information on proper routines for their own needs. Your schedule may still be busy by adding in this new element, but you’ll be that much closer to actually obtaining your fitness-related objectives this year if you do.
[Top]Become A Personal Trainer The Rich Way
Most fitness enthusiasts not only ask how to become a personal trainer, but also want to know the secrets to quickly becoming as profitable as possible.
Becoming a certified personal trainer is not that complicated. First off, there is no formal regulation in the personal training industry. Anyone who wants to can become a personal trainer. There is no need to be licensed in order to collect money for training individuals.
However, you must understand, your requirements to become a personal fitness trainer carry along with it a sense of responsibility. In order to be competitive, as well as contribute to the professionalism in the industry, you must have some formal personal trainer training, and possess a fitness trainer certification before you officially begin coaching people for money.
Once you decide to become a personal trainer you need to acquire trainer liability insurance, a CPR certification, and the proper fitness trainer certification. it is your responsibility to both your future clients, and the industry you represent.
Once you have the requirements to become a personal trainer out of the way, it is time to focus on how to maximize your fitness training profits. Below I list 5 personal training profit tips to help you quickly begin generating personal training income.
Here are 5 basic tips to follow in order to start your fitness career off in a profitable manner.
1. Understand your fitness consulting practice is a business, and must be treated as one. It is important to be professional, and understand basic sales, and marketing skills.
2. Keep an eye on your numbers at all times. As a fitness professional, it is important to know where your business is financially at all times. Set session goals each week. If your numbers are down, sharpen up your personal trainer marketing muscle. Every successful business owner sets volume goals, and knows their numbers at all times. Keep a close eye on what is happening, and where you can improve your fitness business.
3. When you become a personal trainer you must always be marketing. This is one of the most neglected skills seen in fitness coaches from all over the world. They really do not think they have to market.
You could be the greatest personal trainer in the world, but if you don’t market your services, nobody will invest in you. Why? Because they will never know about you. That is why I recommend focusing on your personal trainer marketing each, and every day. You want a steady stream of training clients ready to invest in your services. As a matter of fact, you want a waiting list ready to train with you when you begin your fitness career.
4. Leverage your time using multiple streams of income. The most successful personal fitness trainers leverage their time by creating other revenue streams. After you get your fitness business going, it is time to diversify your profit stream.
There are many ways to do this. One of the most profitable ones is to create your own fitness related information products, and market them online. Many fitness trainers are profiting nicely doing exactly this. Many follow this very simple, step by step fitness business information product blueprint. This personal trainer course takes a fitness pro by the hand, and reveals, step by step, the secrets to easily creating a residual information profit center on the internet.
After you become a personal trainer you will soon realize your time is your greatest asset. Time is the ultimate commodity. Your goal is to be able to generate fitness income, residually, at the same time as training your clients.
5. Invest in continuing education. A top-notch successful personal trainer needs to consistently invest in themselves by studying the latest in fitness sales, and marketing.
That is right! It is not just exercise physiology you need to keep up-to-date with, but sales, and marketing too! The fitness sales, and marketing knowledge will assist you in reaching more clients you can assist.
How to become a personal trainer is one thing, but how to quickly become a profitable fitness professional is another. To get yourself off on the right foot follow the 5 fitness business tips above. That way your fitness career will get off to a profitable start.
[Top]Fitness Equipment Repair Marcy Wm1509 Multigym Rundown
If you are endeavouring to buy a home gym, be certain you buy from a well known company. One such company who goes all out to make fitness and strength popular at a very personal level is Marcy. Multi-gyms are sought after everywhere in Europe as well as various other countries to keep a person’s body fit. Marcy has produced a fitness machine called the WM1509 Multi-gym which works for beginners as well as experts and for dedicated fitness fanatics of all ages. This is a review of the WM1509 Multi-gym and what a trustworthy fitness equipment repair company can do to make sure it is in top condition for maximum workout.
Outstanding Aspects and Components of the Marcy WM1509 Multi-gym
A compacted multi-gym which is made with dual function press arms. This allows the exerciser to perform a lot of pressing exercises including shoulder, incline, along with bench. It furthermore has high and low pulleys, butterfly action, lateral pull down bar, leg developer, and preacher curl pad. The WM1509 is equipped with a 45kg weight stack which has shrouds to provide more security. its sealed bearing pulleys will ensure a smooth ride. Some of the major product characteristics are listed below.
Dual function press arm which allows bench, shoulder, and incline pressing plus pectoral fly exercise.
Has Pec Dec
Leg developer with extra large roller pads plus accurate pivot point to make possible proper muscle isolation
Adjustable arm curl pad
3 3/4″ pulleys made with sealed ball bearings
Ankle strap, lat bar, and also rotating straight bar
45 kg selectorized weight stack made with metal protective shrouds
200 lb tensile strength aircraft cable
2″ x 2″ heavyweight steel tube frame
General maximum user weight: 140kg / 308lbs / 22 stone
Dimensions: 160 x 110 x 209 (DxWxH in cm)
Positive Aspects of the Marcy WM1509 Multi-gym
This Multi-gym will help in building a muscular physique, getting rid of excess body fat as well as amplifying your rate of metabolism. With the assortment of exercises, you should get a total workout of both your upper and lower body. The outcome of this kind of machine is a lasting burning of stored body fat even for hours after your exercising. Implementing a multi-gym is a fantastic way to do extra workouts plus your basic gym routines.
If you’re short of time and have to get in condition really fast you will probably have to take your training level a notch higher. By integrating the Marcy WM1509 multigym into your abode you can step up your activity level without difficulty. With this outstanding piece of equipment in your house you will be able to select your own training time.
Take Care of Your WM1509 Multi-gym
If you are presently engaged in an exercise program, you should understand that training improperly can cause physical harm and will certainly not give the sought-after final outcome. exercising with incorrectly maintained training machines can produce similar results. Hiring a dependable fitness equipment repair company might help to ensure the results you are looking for from your dedicated exercising routine.
Fitness World is one of the best fitness equipment repair providers within the UK and supplies services throughout the country. Despite your repair needs, our educated and helpful staff can take care of your issue swiftly and at a sensible cost.
[Top]Excellent Fitness Christmas Gifts
Are you struggling to find a perfect Christmas gift for someone this year? If so add a fitness twist to your Christmas shopping with these 4 fitness Christmas gifts. All of the items on this list are not only excellent presents but will also allow the recipient to become more active in the New Year.
1) FITDECK:- FitDeck is a set of playing cards with a difference. Instead of containing jacks, kings and queens each card contains an exercise for the user to perform. All the exercises come in three levels; beginner, intermediate and advanced which makes FitDeck an excellent fitness Christmas gift for people at both ends of the fitness scale. Those who are just getting started can learn from the exercises that FitDeck provides whilst more experienced users can use FitDeck to add a bit of variety to their existing workout routine. FitDeck is also small enough to place in a pocket meaning that the recipient can carry the cards with them at all times and use them whenever they have a free minute.
2) HEART RATE MONITOR:- A heart rate monitor is another fantastic fitness Christmas gift for both fitness newbies and hard core gym goers. Fitness newbies can use the heart rate monitor to measure the impact of exercise on their heart rate. Hard core gym goers can use the heart rate monitor in conjunction with the cardiovascular machines at the gym and measure any changes as they exercise.
3) SKIPPING ROPE:- A skipping rope may sound like a rather simple fitness Christmas gift. However, they have become a lot more advanced in recent years. You can now get digital ropes which tell you how many calories you have burned during a workout and even ropes that talk to you as you skip. Since skipping is a relatively simple exercise it is a great gift to introduce a new starter to exercise. A skipping rope is also a great gift for fitness enthusiasts as skipping burns a massive 750 calories an hour.
4) WEIGHT LIFTING GLOVES:- Weight lifting gloves are a staple piece of gym equipment. They prevent the weights from rubbing against the users hands, allow them to get a better grip on the weights and reduce pressure on the wrists. Despite all these benefits, many regular gym goers never get round to purchasing these gym essentials. So if you know someone who goes to the gym on a regular basis but does not yet own a pair of weight lifting gloves, get them some of these as a useful fitness Christmas gift.
SUMMARY
If you still have some last minute presents to buy I hope this list of fitness Christmas gifts gives you some ideas. The presents on this list are suitable for people of all fitness levels will be a perfect gift for most people.
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